How to Close Flipkart Pay Later Account Permanently in 2024 (Updated)

Delete Flipkart Pay Later Account Permanently in 2024

If you are a Flipkart purchaser who has opted for the Flipkart Pay Later payment option, you might be looking for ways to close Flipkart Pay Later. It is a popular option for people who want to pay monthly for their shopping and avoid making a transaction every time they purchase something from Flipkart.

However, this option is currently available to eligible customers only. So, if you’re not using this option, you can check your eligibility by going to your Flipkart profile dashboard.

Flipkart offers the pay later option through IDFC First Bank Ltd. You can also check it in your CIBIL profile by visiting active accounts. This critical blog will tell you exactly how to deactivate a Flipkart pay-later account.

How to Close Flipkart Pay Later Permanently

People close their pay later accounts for several reasons, including CIBIL score, switching to a different payment method, and the inability to pay monthly payments due to excessive shopping. Many people struggle to find the Flipkart pay later deactivate option. You can follow the following steps to close your Flipkart Pay Later permanently:

1. Access Your Flipkart Account

First of all, you’ll need to log into your Flipkart account. Remember the email/phone number and password combo you used to create it? Log in to your account using that.

1. Go to the Flipkart Help Center

Now that you’re in let’s head over to the Flipkart centre. Look for a little icon about you — it usually hangs in the upper right corner.

1. Locate the ‘Chat’ or ‘Callback option.’

This is the most crucial step in deactivating pay later on Flipkart. On the help centre page, look for the “I want help with other issues” option. Tap on it and then go to “others”, which you will see at the bottom of the list. Again, tap on “others” in the drop-down. You will now see the callback option.

1. Request a Call Back

Upon callback request, you will receive a call from a Flipkart customer representative within 5 to 10 minutes. Politely ask the support team to help deactivate your Flipkart Pay Later IDFC bank account. Ask them to close your account permanently instead of deactivating or pausing it temporarily.

1. Account Closure and Timeline

After you’ve had a chat or call, your Flipkart Pay Later account will close over the next month. Be patient! Soon enough, this closure will be noted on your CIBIL report as “closed,” usually within 2–3 months.

Send Email for Closure Request

Alternatively, if you still don’t know how to close Flipkart pay later, you can email Flipkart using your registered email to “Cs@flipkart.com” requesting the account closure. Ensure you mention your account closing request in the email subject: “Flipkart Pay Later Closure Request”.

Following is an example of an email format that you may follow:

After you send them an email, one of their representatives will either reply to you through email or call you on your registered phone number. Remember, sending an email is an alternate method, so it doesn’t always guarantee that you will get a reply or that your account will be closed. If you want to know how to turn off Flipkart pay later, prefer the first method of contacting the help centre.

Try Contacting the RBI Ombudsman

The Reserve Bank of India’s Ombudsman is there to address complaints and concerns related to financial services, and that includes your Flipkart Pay Later account. You can submit your issue to them and explain the situation and the steps you’ve already taken.

Remember to equip yourself with all the relevant information before making your grievance redressal request before the ombudsman.

Things to Remember Before Closing Your Flipkart Pay Later Account

• Clear all outstanding dues before closing your Flipkart Pay Later account to ensure a smooth closure process.
• After requesting account closure, you will receive a No Objection Certificate (NOC) from your Flipkart Pay Later lending provider (IDFC First Bank) within 2–3 weeks. If you don’t receive it, don’t hesitate to inquire about it through the Flipkart help centre.
• Keep in mind that closing your Flipkart Pay Later account is irreversible. Once completed, you won’t have the option to reapply for Flipkart Pay Later.

Conclusion about how to delete your Filpkart pay later account

Closing your Flipkart Pay Later account might seem like a small step, but it’s a decision that comes with important considerations. We hope this guide on “how to delete Flipkart Pay Later” helps you close your account successfully.